About Shfin

We're BRMP Leasing & Finance Private Limited is a registered Non-Banking Financial Company (NBFC) classified under the Base Layer as an Investment and Credit Company (ICC), operating under the product name ‘ShFin’, and we believe that finance isn't a privilege it's a tool for everyone to build a better future. As an NBFC (ICC) company, our mission is to stand with the millions of small traders, women entrepreneurs, and rural families across India who are building a life for themselves and their communities.

Our journey started with a simple, powerful idea: to give people at the grassroots level the financial tools they need to succeed. We know that behind every small business is a dream to send a child to school, to provide for a family, or to simply live with dignity and independence. By offering accessible and responsible credit, we're not just providing a small business loan; we're helping entrepreneurs turn their dreams into reality.

BRMP Leasing & Finance Private Limited, recently launched a product named Shfin to better reflect our vision and commitment to rural financial inclusion. Shfin represents who we are today: a dedicated partner fueling growth, resilience, and dignity for the entrepreneurs who are the backbone of our economy.

At Shfin, we go beyond just lending money. We work side-by-side with our clients, offering straightforward and fair financial products that fit their unique needs. Whether it's a shopkeeper expanding their inventory, a farmer buying new equipment, or a street vendor building a safety net against unexpected challenges, our goal is to empower them.

We're proud to be a trusted NBFC Investment and Credit Company (ICC) partner committed to ethical lending and sustainable growth. We envision a future where no dream is too small and no community is left behind. With every loan, every empowered entrepreneur, and every uplifted family, Shfin continues its mission to fuel futures.

Our Mission

Our mission is clear: to empower underserved micro-entrepreneurs and their families through inclusive, responsible, and catalytic financial solutions that fuel growth, resilience, and dignity.

We recognize that access to credit is more than just a financial transaction - it is an opportunity for transformation. For the vegetable vendor in a rural town, credit can mean expanding her stall and sending her child to school. For a small shop owner, it can mean investing in new stock and competing in the market with confidence. For families living on the margins, it can mean stability during health crises or unexpected challenges. At Shfin, we are not just providing loans - we are providing lifelines of opportunity.

Our solutions are built on three strong pillars: inclusivity, responsibility, and catalytic impact. Inclusivity ensures that those often overlooked women, rural workers, and informal sector entrepreneurs have fair access to finance. Responsibility ensures that our products are designed ethically, without creating over-indebtedness or hidden burdens. Catalytic impact means our credit is structured to spark meaningful, lasting change in the lives of our customers.

Through this mission, we are building not just individual success stories but stronger, more resilient communities. Every entrepreneur empowered contributes to a cycle of economic activity that creates jobs, nurtures families, and uplifts generations.

Our Vision

Our vision is ambitious yet deeply human: to be the most trusted financial ally for grassroots entrepreneurs, driving economic inclusion and generational upliftment across underserved communities.

We believe that trust is the cornerstone of any long-term relationship. For us, “most trusted” means more than being reliable lenders - it means being a true partner that communities can count on in both good and challenging times. It means operating with transparency, fairness, and empathy, ensuring that our clients feel respected and supported at every step of their financial journey.

By being a financial ally, we position ourselves not just as service providers but as companions in the entrepreneurial journey. Our role is to empower, guide, and support our customers so that they can build stronger businesses, create sustainable livelihoods, and break the cycle of poverty.

We also look at the long-term horizon - generational upliftment. When a micro-entrepreneur thrives, it impacts not just their present but also the future of their family. Children receive education, households gain resilience, and communities experience upward mobility. By creating access to fair finance today, we are enabling brighter futures for tomorrow.

Our vision is rooted in a belief that economic inclusion is the foundation of a stronger India. We aspire to be a catalyst in this movement - one entrepreneur, one family, one community at a time.

Our Values

At Shfin, our values are the core of our operations, guiding every decision we make and every interaction we have. They shape our products and define our commitment to all stakeholders, including our customers, employees, and the communities we serve. Here's how we bring our values to life:

  • Inclusivity:

    We firmly believe that everyone deserves financial access. We're dedicated to leveling the playing field by providing financial services to underserved communities, including women, rural workers, and small-scale entrepreneurs. Our goal is to foster a more equitable society where opportunities are available to all.

  • Responsibility:

    Our financial products are built on a foundation of ethical practices. We are committed to transparency, avoiding over-indebtedness, and ensuring our terms are clear and fair. Our responsibility lies in creating financial solutions that genuinely improve our customers' lives without creating new burdens.

  • Trust:

    We aim to be a dependable financial ally for our customers. Trust is our fundamental principle, built through reliability, transparency, and ongoing support. We strive to be seen not just as a lender, but as a long-term partner on their journey to success.

  • Impact:

    Our success is measured by the positive change we create. Beyond just profits, we focus on the tangible difference our services make. Whether it's enabling a small business to expand or helping a family build resilience against financial shocks, our solutions are designed to have a meaningful and lasting impact.

  • Dignity:

    We believe that every individual has the right to live with dignity. By helping our customers achieve financial independence, we empower them to build self-worth, pride, and respect within their families and communities. Our work is a step toward a future where every person can live with both financial security and dignity.